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We've got you covered

We accept self-pay and major insurance plans in all 50 states.

COST ESTIMATES

Get a clear cost estimate
before your visits.

We verify your insurance and send you detailed cost estimates so you can decide at every step if you want to move forward.

Before your first visit

When booking your appointment, we'll ask for your insurance details and a photo of your insurance card so our team can verify your coverage and send you a cost estimate before your first visit*.

Before starting treatment

If treatment is recommended, we'll send you another detailed estimate showing what your plan should cover.

*Book 48+ hours ahead to get your cost estimate before your visit.

Frequently asked questions

Answers to common questions about coverage, costs, and billing.

Coverage and eligibility

Do you take insurance?

Yes, we're in-network with most PPO plans and Medicare. We operate in all 50 states, so you can access expert sleep care from wherever you are.

Do you accept Medicare?

Yes. We accept Original Medicare and many Medicare Advantage PPO plans. If you're unsure about your plan, we'll help check your eligibility before your first visit.

Do I need a referral from my doctor?

If you have PPO plan, no referral is needed. You can book your first visit directly with us, no primary care approval required. In most cases, if you have a HMO plan, you typically need a referral from your Primary Care Provider (PCP).

How do I submit my insurance card?

When you book your first visit, we'll ask you to upload a photo of your card. Our team uses it to verify your benefits and prepare your cost estimate before your appointment.

Cost and payment

How much will I pay with insurance?

It depends on your insurance plan. Our self-pay rates are $149 for a 45-minute sleep health appointment and $199 for a home sleep test — so that's likely the most you'd pay out of pocket.

Treatment costs can vary depending on the option you move forward with. If you are participating in our in-house CPAP program, we will provide you with a clear cost estimate before you start care.

And if your plan is out-of-network and it turns out that self-pay is the more affordable option, we'll let you know and handle it that way if you prefer.

Are sleep studies covered by insurance?

Often yes — most plans cover at-home sleep testing. We'll confirm coverage with your insurer before anything is shipped to you.

Is CPAP covered by insurance?

Yes, in most cases. Based on your insurance details, we'll share treatment costs upfront, so you know what to expect.

To stay covered for CPAP therapy, most insurers require proof that you're using the device consistently, typically at least 4 hours per night. Our team will be here to support you and help you stay on track.

What if I don't have insurance?

No worries, you can still get care. Here are our self-pay prices:

  • Sleep health appointment: $149
  • At-home sleep test: $199

If you need treatment afterward (like CPAP or other options), the cost will depend on the specific path you choose. Either way, we'll always share a clear cost estimate before you start.

Can I use an HSA or FSA?

Yes — use your HSA/FSA card at checkout.

We don't accept checks, including HSA/FSA checks.

Insurance terms explained

What is a deductible?

A deductible is the amount a patient pays out of pocket each year for covered healthcare services before their insurance plan begins to pay.

What is coinsurance?

The percentage you pay after meeting your deductible. For example, 20% of a bill.

What is a copay?

A fixed fee for a visit, depending on your plan.

What is a prior authorization?

Some services (like CPAP or home sleep tests) need insurer approval before they're covered. We'll handle that if needed.

Will I receive an itemized bill if my insurance is out-of-network?

Yes — if your insurance is out-of-network or you choose to self-pay, you'll receive an itemized statement. This shows exactly what you must pay for and can be used to submit claims to your insurer if you have out-of-network benefits.

Can I trust the cost estimate?

We base your Good Faith Estimate (GFE) on the information we receive directly from your insurance plan. If those details aren't fully up to date, the estimate may not be exact. Every plan processes claims a little differently, so while we do our best to be accurate, we recommend double-checking your coverage with your insurer.

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Still have questions?

We’re here to help. Reach out to our care team to get the answers you need.

Get in touch

Start sleeping better.

One appointment. Life changing sleep

  • No referral needed

  • Covered by insurance

  • All from home

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